Yes, Farsight Wealth Ltd offers independent financial advice. We are not tied to any specific financial product providers or institutions, allowing us to research and recommend a wide range of financial products and services from the entire market. This ensures that our advice is unbiased and tailored to your unique financial needs and goals.

Financial planning is the process of managing your finances to achieve your life goals. It involves creating a roadmap for your financial future, including budgeting, saving, investing, and planning for retirement. Financial planning is important because it helps you make informed decisions about your money, ensures you have enough funds for future needs, and provides peace of mind.

Working with a financial advisor provides several benefits: 1. Personalized financial advice tailored to your specific needs and goals 2. Professional expertise in investment and financial planning 3. Assistance with complex financial decisions and strategies 4. Ongoing support and adjustments to your financial plan as your circumstances change. A financial advisor can help you navigate the complexities of financial planning and ensure you stay on track to meet your objectives.

To plan for retirement, follow these steps: 1. Determine your retirement goals and desired lifestyle 2. Estimate your future expenses and income needs 3. Assess your current financial situation, including savings and investments 4. Develop a savings and investment strategy to reach your retirement goals 5. Consider tax implications and healthcare costs 6. Regularly review and adjust your retirement plan as needed. Starting early and being consistent with your savings and investments are key to a successful retirement plan.